Spend Less Than You Earn

A major key to success financially is the discipline to spend less money than you earn. The first two tips will put you well on your way to achieving this goal but it will still require diligence on your part to complete the mission. 

Record the money you spend over a month. You can then eliminate spending that is not necessary. 

Do not forget there are two sides to this equation. It is just as important to keep an eye out for additional income streams as it is to save the money you already earn.